Andy and Stacie Wood on how they actually handle money: the MacBook that put them in debt, the course that got them on the same page, the plan they've lived on since their first years of marriage, the student loan God paid off in one year, and what to do when you're doing everything right and still can't get ahead.
This conversation picks up where the weekend message left off. Watch Andy's message "God Is the Owner. We Are the Stewards." first: https://youtu.be/kVpq5krVZs4
In Episode 6 of Stronger, Ariel Amaro sits down with Andy and Stacie Wood the week Andy taught on stewardship from Matthew 25, and they get specific: the Mac laptop Andy carried home from CompUSA on zero-down financing, the calculator Stacie took down the grocery aisle, the kitchen table conversation that made Andy own their finances, why money is the last thing most of us surrender to God, the gift Andy felt prompted to give before he'd talked to Stacie, Stacie's $100 birthday money, whether the church is after your money, the 10-10-80 plan and the debt snowball, the year their student loan disappeared, the righteous rich and the righteous poor, how to start out when the cost of living is this high, and a lightning round on credit cards, joint accounts, used cars, and how much you can spend before you tell your spouse.
Newly married, carrying debt, carrying the budget alone, or doing everything right and still waiting on God to come through, this one is for you.
ONE THING TO DO THIS WEEK
Find out where your money actually went last month. Every dollar. Then sit down with your spouse, or a friend who'll be honest with you, and pick one next step: the 10-10-80 plan, the first debt in the snowball, or Financial Peace at your campus. And start tomorrow the way Andy does: "Today, Lord, you have my yes."
Find out where your money actually went last month. Every dollar. Then sit down with your spouse, or a friend who'll be honest with you, and pick one next step: the 10-10-80 plan, the first debt in the snowball, or Financial Peace at your campus. And start tomorrow the way Andy does: "Today, Lord, you have my yes."
RESOURCES MENTIONED
Financial Peace University at Saddleback: https://saddleback.com/events?campus=0&q=FPU&categoryIds=&tags=
Estate and trust planning at Saddleback: https://saddleback.com/events/?q=estate&campus=0&categoryIds=&tags=
Financial tools and resources: https://saddleback.com/sections/resources/financial-tools/
Give at Saddleback: https://saddleback.com/giving/
Financial Peace University at Saddleback: https://saddleback.com/events?campus=0&q=FPU&categoryIds=&tags=
Estate and trust planning at Saddleback: https://saddleback.com/events/?q=estate&campus=0&categoryIds=&tags=
Financial tools and resources: https://saddleback.com/sections/resources/financial-tools/
Give at Saddleback: https://saddleback.com/giving/
CHAPTERS
0:00 Coming up
0:54 Welcome: money, God's way
1:53 A money story from early marriage
2:27 The MacBook from CompUSA
5:32 What they learned about money as newlyweds
7:02 Newsletters, birthday money, and the tithe
8:49 "You need to go through Financial Peace"
10:23 A calculator in the grocery aisle
12:06 The kitchen table conversation
13:37 TurboTax, prayer, and switching roles
15:22 The heart shift: it's God's money
16:59 Returning to God what's already his
19:09 Money is the last man standing
20:24 The gift Andy hadn't told Stacie about
21:28 Stacie's birthday money
22:47 When you delay a prompt to give
23:18 "Today, Lord, you have my yes"
24:31 The joy of stewardship (Matthew 6:33 and Matthew 25)
27:07 Why is the church afraid to talk about money?
28:38 Pastors' salaries, trust, and giving to the mission
30:52 A practical first step: know where your money goes
33:05 The 10-10-80 plan and the debt snowball
34:25 The student loan God paid off in one year
37:10 Doing everything right and God isn't providing?
38:39 Righteous rich, righteous poor
41:02 How Saddleback can help
42:28 Starting out when the cost of living is this high
45:14 "We serve a God of miracles"
46:48 Lightning round: credit cards
47:23 Joint or separate accounts?
47:54 New or used cars (the Nissan Leaf)
48:43 How much can you spend before you tell your spouse?
49:27 Tight budget or loose guidelines?
50:04 Best investment advice
51:08 When there's no hope left in your finances
52:00 Thanks and close
0:00 Coming up
0:54 Welcome: money, God's way
1:53 A money story from early marriage
2:27 The MacBook from CompUSA
5:32 What they learned about money as newlyweds
7:02 Newsletters, birthday money, and the tithe
8:49 "You need to go through Financial Peace"
10:23 A calculator in the grocery aisle
12:06 The kitchen table conversation
13:37 TurboTax, prayer, and switching roles
15:22 The heart shift: it's God's money
16:59 Returning to God what's already his
19:09 Money is the last man standing
20:24 The gift Andy hadn't told Stacie about
21:28 Stacie's birthday money
22:47 When you delay a prompt to give
23:18 "Today, Lord, you have my yes"
24:31 The joy of stewardship (Matthew 6:33 and Matthew 25)
27:07 Why is the church afraid to talk about money?
28:38 Pastors' salaries, trust, and giving to the mission
30:52 A practical first step: know where your money goes
33:05 The 10-10-80 plan and the debt snowball
34:25 The student loan God paid off in one year
37:10 Doing everything right and God isn't providing?
38:39 Righteous rich, righteous poor
41:02 How Saddleback can help
42:28 Starting out when the cost of living is this high
45:14 "We serve a God of miracles"
46:48 Lightning round: credit cards
47:23 Joint or separate accounts?
47:54 New or used cars (the Nissan Leaf)
48:43 How much can you spend before you tell your spouse?
49:27 Tight budget or loose guidelines?
50:04 Best investment advice
51:08 When there's no hope left in your finances
52:00 Thanks and close
SCRIPTURE IN THIS EPISODE
Matthew 6:33 · Matthew 25:14–30 · Galatians 5:22–26
Matthew 6:33 · Matthew 25:14–30 · Galatians 5:22–26
NEW EPISODES EVERY MONDAY
Every episode: https://www.youtube.com/playlist?list=PLOvtcV3aqv-M
Apple Podcasts: https://podcasts.apple.com/podcast/id6812944219
Spotify: https://open.spotify.com/show/0MhCJU9jhDFc89e5HwigDw
Show site: https://stronger.saddleback.com
Every episode: https://www.youtube.com/playlist?list=PLOvtcV3aqv-M
Apple Podcasts: https://podcasts.apple.com/podcast/id6812944219
Spotify: https://open.spotify.com/show/0MhCJU9jhDFc89e5HwigDw
Show site: https://stronger.saddleback.com
Stronger is recorded at Saddleback Church in Lake Forest, California, and every episode starts with what was taught that weekend. Wherever you're listening from, this is for you too. Find a campus or join online: https://saddleback.com
You were never meant to be strong on your own.
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